If you’re a homeowner with home insurance, you may have heard of home inventories. Every homeowner can benefit from a home inventory, even if it’s not required. It helps to know what a home inventory is and how to keep one for your household.
At Toedt Insurance Agency LLC, serving Albany, NY, we can answer your questions about home inventories and provide the information you need to get started.
What Is A Home Inventory?
A home inventory documents the things you own and would need to replace following a disaster. Home inventories can be created using various methods, such as apps, spreadsheets, and videos.
As a homeowner, you can choose to keep your home inventory in a way that works for you—unless your insurance company requires you to maintain it in a specific format.
Who Needs A Home Inventory?
Everyone can benefit from a home inventory if a disaster occurs. Remembering what you own can be a challenge if you’ve lost everything.
However, some insurance policies require a home inventory. Reviewing the policy or checking with your insurance agent can determine whether your insurance company requires one.
Need Help Making A Home Inventory? We Can Help
Making a home inventory isn’t difficult, especially if you have an app to help you with it. Talk to your insurance agent at Toedt Insurance Agency LLC, which serves Albany, NY, to learn more.
We can answer your questions and provide you with information to help with your home inventory. Call today to speak with one of our insurance professionals.
