RV Insurance in New York

Do you own an RV and reside in New York? If so, we can help you obtain the necessary protection for your RV here at Toedt Insurance Agency LLC in Albany, NY. RV insurance operates similarly to auto insurance. If you own a car, you should understand the importance of keeping it protected at all times. Without adequate protection, you could put yourself at significant financial risk if an accident happens.

RV Insurance Requirements

RV insurance is required in the state of New York. You will also need to make sure that you obtain it before registering it with the state. You need to make sure that you have the following coverage options for your RV:

Bodily injury coverage for $20,000 for each person and each accident
$10,000 for each accident for property damage

RV Insurance Coverage

If you are interested in obtaining more or higher limits than what is required legally, you can choose from any of the following:

Collision- This will cover you in an accident with another motorist or property. It will protect your repair or replacement expenses.
Comprehensive- This will protect your RV from vandalism, theft, fire, and weather. If it becomes damaged by anything as such, it will cover your repair or replacement expenses.
Accessories coverage- This will cover specific add-ons, including solar panels and electronics in your RV.
Roadside assistance- This will cover you if your RV sustains a mechanical breakdown while on the road.
Medical payments- This will cover all related medical expenses following an accident.
Uninsured/underinsured- This will protect you from drivers who have no or little insurance coverage and are involved in an accident with them.
Full-timer coverage- This will cover you if your RV is your residence.